Health & Dental Benefits
Samuel’s health & dental benefits are designed to help you and your family stay healthy, with the flexibility to pick a plan that best suits your needs.
Samuel Son & Co. Canadian Benefits
Note: New hires are enrolled in the Level 3 plan by default. You can only enroll in one plan inclusive of all benefits (Healthcare, Dental Care, and Health Spending Account (HSA))
Healthcare Coverage
*OOP Out-of-Pocket (i.e. expenses not covered by insurance)
** Eligible mental health practitioners: Psychologist, Social Worker, Counselling Therapist, Psychoeducator, and Psychotherapist.
***Other Paramedical practitioners: Acupuncturist, Audiologist, Chiropodist / Podiatrist, Dietitian, Naturopath, Occupational Therapist, and Speech Therapist.
Dental Care Coverage
TIP!
If your dentist or orthodontist has recommended a costly procedure, you can request a pre-determination, so that AGA can confirm your specific coverage amounts before you make any payments to the service provider.
Key Terms in Dental Insurance
Preventative Service: refers to charges for standard recall examination, including scaling, polishing of teeth, and fluoride treatment.
Basic Service: refers to charges for restorations (fillings) and endodontic (root of tooth) treatment.
Major Service: refers to charges for extensive restorations (crowns) and prosthodontic (denture / bridge) treatment.
Orthodontic Services: refers to charges for spacers (braces) and related treatment.
*1 unit equivalent to 15 minutes of time.