Premiums 

Short-term disability benefits are provided 100% by Samuel Son & Co. As an employer paid benefit, any benefit payment amounts received are taxable. If applicable, any benefit payment amounts for the year will be included in your annual T4 statement issued by the company in the following calendar year.

Long-term disability premiums amounts are 100% employee paid. Monthly premium amounts are calculated in accordance with your base earnings and are collected through payroll deductions. LTD benefits have been set up to be non-taxable; this means that any benefit payment amounts received do not have to be claimed as income for tax purposes.